People drive
progress.
The Young Group is a California mortgage team led by David Young — built on three founding principles: honesty, reputation, and execution.
David Young,
Founder & CEO
With 25 years in the mortgage industry, David has helped thousands of clients from every walk of life — from first-time homebuyers to institutional investors — reach their goals. He built The Young Group on three founding principles: honesty, reputation, and execution.
The Young Group is built around what matters most: delivering real value to our clients. Customer service is always paramount. You work with David directly, from application to closing — not a call center.
David believes AI will dramatically change how loans are processed — faster, more efficient — but it’s the relationship between originator and client that carries the most weight in getting a client to their goal.
NMLS #62043 · CA DRE #01371572 · Verify on NMLS Consumer Access
Read Client ReviewsHonesty
Straight answers over sales scripts. If a loan doesn't make sense for you, you'll hear it from us first.
Reputation
Reputation is earned one file at a time — every client is handled like the next referral depends on it.
Execution
Clear numbers, no surprises, on schedule. A plan is only as good as the closing it delivers.
“It’s not just about loans.
It’s about people and what’s possible.”
Let’s figure out
your next step.
Send a message and David reads it himself, or reach out directly.