Commercial Loans in San Bernardino, California

Financing for commercial and mixed-use properties, structured around the deal.

How Commercial Loans work in San Bernardino

Commercial financing is underwritten on the property and the deal — its income, its value and the plan for it — as much as on the borrower.

From bridge loans that move fast to permanent financing on stabilized property, the right structure depends on where the project is today and where it's going.

Tell us about the deal and we'll take it to the lenders who actually do that kind of loan.

We arrange commercial financing for owners and investors in San Bernardino and across San Bernardino County: multifamily, mixed-use, retail and office property, as well as bridge, construction and fix-and-flip projects.

This is business-purpose financing for commercial and investment property, including property your business occupies. It is not for a home you or your family will live in.

Population
222,724
Main county
San Bernardino County
Median home value
$422,300
Homes owner-occupied
50%
2026 FHA limit, one unit
$690,000
2026 conforming limit, one unit
$832,750

Sources: U.S. Census Bureau, American Community Survey 2020–2024; HUD 2026 FHA limits; FHFA 2026 conforming limits. Loan limits are for San Bernardino County, where most of San Bernardino’s residents live.

How is a commercial loan in San Bernardino underwritten?

On the property and the deal as much as on you: its income, its value and the plan for it.

What should I send first?

A short description of the property, what you want to do with it, and its current income if it has any. We take it to the lenders who do that kind of loan.

  • Multifamily, mixed-use, retail and office properties
  • Owner-users and investors
  • Bridge, construction and fix-and-flip projects

Commercial Loans nearby: Fontana, Riverside, Rancho Cucamonga

Request a quote
in San Bernardino.

Send a few details about what you’re planning and we’ll follow up. There is no obligation.