Financing for commercial and mixed-use properties, structured around the deal.
Commercial financing is underwritten on the property and the deal — its income, its value and the plan for it — as much as on the borrower.
From bridge loans that move fast to permanent financing on stabilized property, the right structure depends on where the project is today and where it's going.
Tell us about the deal and we'll take it to the lenders who actually do that kind of loan.
We arrange commercial financing for owners and investors in San Jose and across Santa Clara County: multifamily, mixed-use, retail and office property, as well as bridge, construction and fix-and-flip projects.
This is business-purpose financing for commercial and investment property, including property your business occupies. It is not for a home you or your family will live in.
Sources: U.S. Census Bureau, American Community Survey 2020–2024; HUD 2026 FHA limits; FHFA 2026 conforming limits. Loan limits are for Santa Clara County, where most of San Jose’s residents live.
On the property and the deal as much as on you: its income, its value and the plan for it.
A short description of the property, what you want to do with it, and its current income if it has any. We take it to the lenders who do that kind of loan.
Send a few details about what you’re planning and we’ll follow up. There is no obligation.
David Young, NMLS #62043, CA DRE #01371572. Lendwise Mortgage, NMLS #2702455. NMLS Consumer Access.
David Young, CA DRE Broker Associate #01371572, NMLS #62043. Loans arranged through Lendwise Mortgage, Inc., California Department of Real Estate Corporation License #02282825, NMLS #2702455.
DSCR and commercial loans are business-purpose loans for investment or commercial property, not for personal, family or household use.
This is not a commitment to lend. All loans are subject to credit approval, underwriting and property eligibility. Equal Housing Opportunity.